Medi-Cal : Medi-Cal Benefits and Services (2024)

What does my health plan cover?

This page explains your covered services as a member of IEHP. Your covered services are at no cost if they are medically necessary and you get the approved services from our provider network. “Medically necessary” means it is reasonable and needed to protect life, to keep you from becoming seriously ill or disabled or to reduce pain from a diagnosed disease, illness or injury.

To learn more about IEHP’s benefits and services, read Chapter 4 of the IEHP Medi-Cal Member Handbook (PDF) or call IEHP Member Services at 1-800-440-IEHP (4347), Monday-Friday, 7 a.m.-7 p.m. and Saturday-Sunday, 8 a.m.-5 p.m. TTY users should call 1-800-718-IEHP (4347).

IEHP offers these types of services:

Outpatient (ambulatory) services*Preventive and wellness services and chronic disease management
Emergency servicesSensitive services
Transgender services*Substance use disorder treatment services
Hospice and palliative care*Pediatric services
Hospitalization*Vision services*
Maternity and newborn careNon-emergency medical transportation (NEMT)
Mental health servicesNon-medical transportation (NMT)
Prescription drugsLong-term services and supports (LTSS)
Rehabilitative and habilitative services and devices*Telehealth services
Laboratory and radiology services, such as X-rays*

Some of the services listed are covered only if IEHP or your IPA approves first. Covered services that may need an approval from IEHP or your IPA or medical group first are marked by an asterisk (*).

Vision services

The plan covers:

  • Routine eye exam once every 24 months; IEHP may pre-approve (prior authorization) additional services as medically necessary.
  • Eyeglasses (frames and lens) once every 24 months; contact lens when required for medical conditions such as aphakia, aniridia and keratoconus.

Limitations

  • Single vision lenses only.
  • Members under 18 automatically get polycarbonate lenses.
  • Contacts in lieu of glasses only if medically necessary.

Dental services

The Medi-Cal Dental Program covers some dental services, such as:

  • Diagnostic and preventive dental hygiene (e.g., examinations, x-rays and teeth cleanings)
  • Emergency services for pain control
  • Tooth extractions
  • Fillings
  • Root canal treatments
  • Prosthetic appliances
  • Orthodontics for children who qualify

Members can access dental services through providers enrolled in the Medi-Cal Dental Program. They will advise you on the best course of treatment and when these services may be attained.

To learn more about dental services, call the Medi-Cal Dental Program at 1-800-440-IEHP (4347) / TTY 1-800-718-IEHP (4347). You may also visit the Denti-Cal website at www.smilecalifornia.org.By clicking on this link, you will be leaving the IEHP DualChoice website.

Transportation services

Your Medi-Cal benefits include round trip transportation for plan-covered health services and Medi-Cal-covered services, such as mental health, substance abuse and dental, within San Bernardino and Riverside counties.

The plan covers:

  • Visits to your primary care doctor, specialists and urgent care clinics.
  • Visit for dental, mental health, substance abuse and other services.

Exclusions and Limitations

IEHP does not cover:

  • One-way trips and non-medical visits.
  • Visits to Social Security, Workers Compensation Claims, Personal Injury cases, Courts, Parole or Probation or Social Services Offices.

IEHP offers two types of transportation:

  1. Bus passes* for Non-Medical Transportation (NMT): approved when you do not have any physical or medical issue that does not allow you to travel by bus, car, taxi or other forms of public transportation.
  2. Uber for Non-Medical Transportation (NMT): approved when your area doesn’t support bus passes or you are crossing counties. For this type of transportation, you need to wait for your ride at the curb.
    • Non-Emergency Medical Transportation (NEMT): approved when your medical or physical issue does not allow you to travel by bus, car, taxi or other forms of public transportation. For this type of transportation, your doctor must submit a Physicians’ Certification Statement online.

Effective March 1, 2020, transportation for routine medical visits including Behavioral Health and Substance Use must be scheduled five business days before your appointment. To set up transportation, call IEHP Transportation Department at 1-800-440-IEHP (4347) (option two), Monday-Friday, 8 a.m.-5 p.m. TTY users should call 1-800-718-IEHP (4347) (option two).

*For bus passes, call our transportation vendor Call the Car (CTC) at 1-855-673-3195 select option 1. Once you get your bus pass, you can use this for all of your health care visits.

You will need Adobe Acrobat Reader 6.0 or later to view the PDF files. To download a free copy click Adobe Acrobat Reader.By clicking on this link, you will be leaving the IEHP DualChoice website.

The Postpartum Care Extension Program

The Postpartum Care Extension Program provides extended coverage for Medi-Cal members during both the pregnancy and after pregnancy. The Postpartum Care Extension Program extends coverage by IEHP for up to 12 months after the end of the pregnancy regardless of income, citizenship or immigration status and no additional action is needed.

Rapid Whole Genome Sequencing

Rapid Whole Genome Sequencing (rWGS), including individual sequencing, trio sequencing for a parent or parents and their baby and ultra-rapid sequencing, is a covered benefit for any Medi-Cal member who is one year of age or younger and is receiving inpatient hospital services in an intensive care unit. rWGS is an emerging method of diagnosing conditions in time to affect ICU care of children one year of age or younger. If your child is eligible for California Children’s Services (CCS), CCS may be responsible for covering the hospital stay and the rWGS.

Referrals

For some types of care, your PCP or specialist will need to ask IEHP for permission before you get the care. This is called asking for prior authorization, prior approval or pre-approval. It means that IEHP must make sure that the care is medically necessary or needed based on appropriateness of care and services and existence of coverage. Care is medically necessary if it is reasonable and necessary to protect your life, keeps you from becoming seriously ill or disabled or reduces severe pain from a diagnosed disease, illness or injury.

For some services, you need pre-approval (prior authorization). Under Health and Safety Code Section 1367.01(h)(2), IEHP will decide routine pre-approvals within 5 working days of when IEHP gets the information reasonably needed to decide.

For requests in which a provider indicates or IEHP determines that following the standard timeframe could seriously jeopardize your life or health or ability to attain, maintain or regain maximum function, IEHP will make an expedited (fast) pre-approval decision. IEHP will give notice as quickly as your health condition requires and no later than 72 hours after receiving the request for services.

If IEHP does not approve the request, IEHP will send you a Notice of Action (NOA) letter. The NOA letter will tell you how to file an appeal if you do not agree with the decision. IEHP will contact you if IEHP needs more information or more time to review your request.

Continuity of Care

If you now go to providers who are not in the IEHP network (out-of-network), in certain cases you may get continuity of care and be able to go to them for up to 12 months. If your providers do not join the IEHP network by the end of 12 months, you will need to switch to providers in the IEHP network. If you are a new member, you may request to keep getting medical services from an out of network provider if you were getting this care before enrolling in IEHP. IEHP will decide if this treatment with an out of network provider is medically appropriate. Continuity of care does not extend to durable medical equipment, transportation, ancillary services, carved out services or services not covered by Medi-Cal.

To learn more about continuity of care and eligibility qualifications, call IEHP Member Services at 1-800-440-IEHP (4347).

Prescription drugs

Most prescription drugs are covered by Medi-Cal Rx, some drugs may be covered by IEHP. Your provider can prescribe you drugs that are on the Medi-Cal Rx Contract Drugs List. To find out if a drug is on the Contract Drug List or to get a copy of the Contract Drug List, call Medi-Cal Rx at 1-800-977-2273 (TTY 1-800-977-2273 and press 5 or 711), visit the Medi-Cal Rx website at www.MediCalRx.dhcs.ca.gov/home/or call IEHP Member Services at 1-800-440-IEHP (4347), Monday-Friday, 8 a.m.-5 p.m. TTY users should call 1-800-718-IEHP (4347) or 711.

Pharmacies

If you are filling or refilling a prescription, you must get your prescribed drugs from a pharmacy that works with Medi-Cal Rx. You can find a list of pharmacies that work with Medi-Cal Rx in the Medi-Cal Rx Pharmacy Directory at www.Medi-CalRx.hcs.ca.gov/home/. You can also find a pharmacy near you by calling Medi-Cal Rx at 1-800-977-2273 (TTY 1-800-977-2273 and press 5 or 711). Or call IEHP Member Services at 1-800-440-IEHP (4347), Monday-Friday, 8 a.m.-5 p.m. TTY users should call 1-800-718-IEHP (4347) or 711.

Medi-Cal : Medi-Cal Benefits and Services (2024)

FAQs

What disqualifies you from Medi-Cal in California? ›

The Medi-Cal program determines eligibility for benefits on a “means” tested basis. If a Medi-Cal applicant's property/assets are over the Medi-Cal property limit, the applicant will not be eligible for Medi-Cal unless they lower their property/assets according to the program rules.

What is the maximum income to qualify for Medi-Cal 2024? ›

EWC 2024 Income Eligibility Guidelines
Number of Persons in Family/HouseholdMonthly Gross Household IncomeAnnual Gross Household Income
1$2,510$30,120
2$3,407$40,880
3$4,303$51,640
4$5,200$62,400
5 more rows
Mar 8, 2024

What other benefits can I get with Medi-Cal? ›

​​​​What are the Medi-Cal Benefits?
  • Outpatient (Ambulatory) services.
  • Emergency services.
  • Hospitalization.
  • Maternity and Newborn care.
  • Mental Health and Substance Use Disorder Services​
  • Prescription Drugs.
  • Programs such as physical and occupational therapy (known as Rehabilitative & Habilitative Services) and devices.
Jun 25, 2024

Does Medi-Cal check your income? ›

Most people who apply for Medi-Cal can find out if they qualify based on their income. For some types of Medi-Cal, people may also need to give information about their assets and property.

How much can you have in the bank to qualify for Medi-Cal? ›

asset information? eligibility for Medi-Cal. For new Medi-Cal applications only, current asset limits are $130,000 for one person and $65,000 for each additional household member, up to 10. Starting on January 1, 2024, Medi-Cal applications will no longer ask for asset information.

Does social security count as income for Medi-Cal? ›

Income-based Medi-Cal counts most types of earned and unearned income you have. However, some income is not counted, including Supplemental Security Income (SSI) benefits and some contributions to retirement accounts.

What does Medi-Cal not cover? ›

Restricted scope Medi-Cal covers limited services. It does not cover medicine or primary care. If you have pregnancy-related limited scope Medi-Cal, you will have the full scope of Medi-Cal benefits, if the service is medically necessary.

Do I have to pay back Medi-Cal? ›

Unlike Medicare, which does not require repayment from those who receive benefits, Medi-Cal can and will seek to hold individual beneficiaries or their estates responsible for any disbursem*nts made on their behalf. Every cent paid out on behalf of a Medi-Cal recipient is subject to collection efforts.

What if my income is too high for Medi-Cal? ›

If your monthly income is higher than the limits to qualify for SSI or the A&D FPL program (see above), you may still be eligible for Medi-Cal with a share of cost (SOC). An SOC functions like a deductible. You must pay this amount in any month you incur medical costs.

Does Kaiser accept Medi-Cal? ›

Individuals who qualify for Medi-Cal will have no or low monthly premiums, no copays, and no out-of-pocket costs for most covered services. At Kaiser Permanente, you have a wide network of doctors and specialists to choose from. All of our doctors accept Kaiser Permanente Medi-Cal members.

Does Medi-Cal cover all bills? ›

Medi-Cal covers most medically necessary care. This includes doctor and dentist appointments, prescription drugs, vision care, family planning, mental health care, and drug or alcohol treatment. Medi-Cal also covers transportation to these services. Read more in “Covered Benefits” on page 12.

What is the best Medi-Cal health plan in California? ›

OAKLAND, Calif., Jan. 19, 2023 – Kaiser Permanente Northern California's Medi-Cal health plan is the highest rated in the state for quality care, according to a December 2022 report from the state's Department of Health Care Services (DHCS).

How much can you make before you lose Medi-Cal? ›

Most single individuals will qualify for Medi-Cal if there income is under $1,676 per month. Most couples will qualify if their income is under $2,267 per month. If you have disabilities, your income can be slightly higher. You can qualify for Medi-Cal even if you have assets.

Can I own a home and get Medi-Cal? ›

Medi-Cal eligibility is based on the amount of your monthly income and your assets. Even if you own a $700,000 house free and clear of any mortgage you can still qualify for Medi-Cal. Can Medi-Cal take my home after I die?

Do I have to report Medi-Cal on my taxes? ›

list the months of Medi-Cal coverage you had that were considered MEC during the previous calendar year. You will use Form 1095-B as proof to report health coverage while filing your taxes with the IRS. DHCS will issue one Form 1095-B to every adult or child who received Medi-Cal each year.

Why would someone not qualify for Medi-Cal? ›

To qualify, you must: Meet the medical requirements of Social Security's definition of disability. Be working and earning income (this can be part-time work). Have countable income less than 250% of the federal poverty level (in 2024, this equates to $3,158/mo.

What is the income limit for Covered California Medi-Cal? ›

According to Covered California income guidelines and salary restrictions, if an individual makes less than $47,520 per year or if a family of four earns wages less than $97,200 per year, then they qualify for government assistance based on their income.

What is restricted Medi-Cal? ›

Restricted Medi-Cal only covers emergency services. It does not cover things like medicine and primary care. Things to consider in the upcoming months: • Your immigration status will not be considered as part of the eligibility process.

Can I have both Covered California and Medi-Cal? ›

You can also call your local county office. Did you know? It is possible for members of the same family to qualify for both Medi-Cal and Covered California.

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